6 small ways to save money on your weekly shop
Sep27

6 small ways to save money on your weekly shop

If you’re scanning your receipts with raised eyebrows and wondering where your week’s worth of cash has gone, you’re not alone. Lots of us are confused as to how we spend so much on our weekly shop, only to have all the good food vanish fast and still require a top-up mid-week. I’ve come up with a few pointers that have steered me well recently. Don’t be a slave to brands While we’ve all got our favourites, we don’t have to cave in to...

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This is scary – 18yr olds and that credit trap…
Sep26

This is scary – 18yr olds and that credit trap…

This year I became the scared-but-proud owner of an 18yr old (I know. Frankly I *am* too young, thanks for noticing). Aside from the general astonishment that I grew this huge man-thing that looms around the house and inhales the contents of my cupboards at regular intervals in the middle of the night, this age change has brought about a not-unexpected-by-us-but-apparently-a-total-shock-to-him alteration in life view. Because,...

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Why You Should Forget Everything You Learned About Child Saving
Apr05

Why You Should Forget Everything You Learned About Child Saving

I’ll never forget the day I turned 18, and was finally able to access the savings plan my parents had been paying into since I was born. Eighteen years of saving! It was going to be brilliant – I was about to get married (yes, really – five days later. And yes, we’re still married. So yah boo sucks to that thought you were just thinking) and had just bought a house (well, my older-and-actually-earning...

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Easy Steps to Repair a Credit Score with FREE ClearScore Coaching
Mar01

Easy Steps to Repair a Credit Score with FREE ClearScore Coaching

I’ve been meaning to sign up to ClearScore for a while now, ever since I saw a TV advert for them; ‘giving everybody access to their credit score and report for free, forever.’ I’ve been quite open in the past about our past issues with debt, and how we’ve worked incredibly hard to take back control and sort them. Having done it once, we’ll never let it happen again, and one of the biggest tools in...

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One Bad Week (you have to laugh, right? *cries*)
Oct05

One Bad Week (you have to laugh, right? *cries*)

It started on Monday when I realised that No.1 son was heading off to college in jeans that are more rip than jean. I mean, we’re not talking a little socially-acceptable slice of knee showing. No no. The boy loves to longboard. And his jeans are his buffer. We’re talking verging on indecent, and no doubt uncomfortably chilly in the breeze. Two pairs of jeans for Mr 6’2″ 17yr old – bye-bye £65 (and that...

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So How Credit Savvy Are You?
Oct03

So How Credit Savvy Are You?

I’ve written before about the fact that some years back we found ourselves in what is politely called ‘financial difficulties’. We were on very low wages, and debts were simply managed rather then reduced. Then there was a redundancy, a baby… and suddenly that narrow safety margin vanished and we were in trouble, with debt increasing every month. Money worries are horrible. They sit heavily on your brain, they...

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